Investopoly
Investopoly is a twice-weekly podcast designed to help you make better financial decisions and build wealth with clarity and confidence. Hosted by Stuart (tax adviser, financial adviser, and mortgage broker) and Campbell (senior financial adviser), each episode delivers concise, practical insights grounded in real-world strategy, research, methodologies, and case studies.
You will get two episodes each week: a main episode that deep-dives into a single wealth-building topic, and a Q&A episode that answers listener questions and real scenarios. Send your questions to questions@investopoly.com.au
We also writes a weekly blog, and many podcast topics build on those ideas and frameworks. Stuart's forthcoming book, Wealth by Design, will be available in July 2026.
Episodes
526 episodes
Ep 405: How to construct an ETF portfolio
Read Full Blog HereThere are two sensible ways to invest in ETFs: use a diversifie...
Q&A - Real investor dilemmas: what complex portfolios reveal about strategy and risk
Real investors rarely face clean, textbook decisions. Portfolios are messy, life changes, and the right move in one context can be the wrong move in another. In this episode, Stuart examines a series of real-world case studies that bring to lif...
Ep 404: How to deal with investment concentration risk
In this episode, Stuart breaks down what concentration risk really means and why it is not just about returns, but dependence. From large shareholdings to property and business exposure, he explains how having too much tied to a single asset ca...
Q&A - Stock research, SMSF rebalancing & the debt recycling vs investment property
In this Q&A episode, Stuart tackles four listener questions spanning stock selection, portfolio restructuring, debt strategy, and retirement income planning.Kyle wants to know how Stuart actually researches stocks, which tools and re...
Ep 403: Lump sum share market investing: risky or rational
Read Full Blog HereInvesting a large lump sum into the share market can feel risky, but is...
Q&A - When good options compete: property, super & the art of the trade-off
In this week's Q&A episode, Stuart works through real-life scenarios where the challenge isn't finding a good option; it's choosing between several.A Canberra couple planning a move to Queensland face a layered dilemma: how to fund a...
Ep 402: The real risk in retirement: working too long and spending too little
Read Full Blog HereIn this episode, Stuart explores a lesser-discussed but incr...
Q&A - Can you retire early without taking big risks?
In this episode, Stuart explores a powerful theme across multiple listener scenarios: is it possible to achieve early retirement without aggressive risk-taking, and what trade-offs does that require?A couple in their late 40s shares a di...
EP 401: Beyond the median: What actually drives property outperformance in Melbourne
Read Full Blog HereIn this episode, Stuart challenges the idea ...
Q&A - When your dream home conflicts with your wealth plan
In this episode, Stuart unpacks a complex and relatable dilemma: what happens when your long-term wealth strategy collides with a major lifestyle goal.A Sydney-based investor with a substantial property portfolio is aiming to retire at 6...
Ep 400: CGT discount changes: what property investors should do now
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Q&A - Preparing for retirement: prioritising debt reduction, super contributions, and liquidity
Register HereIn this Q&A episode, Stuart tackles three complex retirement planning scenarios involving superannuation strategy, debt reduction, and financial independence.First...
Ep 399: The Forever Test: Probably the most important concept investors must understand
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Q&A - Bitcoin, debt recycling & the 6-year rule: smart structuring for financial independence
Register HereIn this wide-ranging Q&A episode, Stuart tackles advanced strategy questions across crypto, capital gains tax, debt recycling, super structuring, and long-term portfolio ...
Ep 398: Why non-bank lenders can significantly extend your investment capacity
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Q&A - Buy the dream home or optimise the structure? Leveraging smartly in your late 30s and 40s
In this strategic Q&A episode, Stuart explores two thoughtful listener scenarios centred on structure, leverage, and long-term optionality.First, a high-earning couple in their late 30s with significant cash, shares, super, and a low...
Ep 397: Australian vs International Shares: Why the 45:55 split does not add up
Read Full Blog HereWhy do most diversified Australian portfolios still...
Q&A - Structuring for smarter retirement: capital losses, property fatigue & the upgrade dilemma
In this strategy-heavy Q&A episode, Stuart tackles sophisticated portfolio questions from high-income earners and mid-life investors recalibrating their next move. A key theme is structure when (and whether) to introduce a family trust, how...
Ep 396: The AI trade – what can we learn from the dot-com bubble?
Read Full Blog HereAI has moved from buzzword to investment obsession almost overnight...
Q&A - Dream Homes, big incomes & borrowing power: When to upgrade, wait, simplify
In this Q&A episode, Stuart unpacks a series of high-stakes property and borrowing decisions from listeners at very different life stages, from a 24-year-old with rising income and growing capacity, to high-earning families juggling multipl...
Ep 395: Financial modelling for wealth: advice or sales pitch?
Read Full Blog HereFinancial modelling has become a powerful sales tool across the wealt...
Q&A - Too Late or One More Move? Navigating investing, regret, and retirement decisions in your 40s and 50s
In this in-depth Q&A episode, Stuart works through a series of listener questions that all circle the same tension: how to make confident investment decisions when time feels limited and past mistakes still loom large. The discussion spans ...
Ep 394: Property vs Shares: The hidden incentives behind the advice
Read Full Blog HereConflicts of interest are everywhere in financial services, but...
Q&A - How much debt is too much? net worth, upgrading homes, late starts, and navigating big financial trade-offs
In this wide-ranging Q&A episode, Stuart tackles some of the most common and confronting questions listeners face as their wealth grows and decisions become less forgiving. A central theme is how to balance aspiration with financial resilie...