Investopoly
Investopoly is a twice-weekly podcast designed to help you make better financial decisions and build wealth with clarity and confidence. Hosted by Stuart (tax adviser, financial adviser, and mortgage broker) and Campbell (senior financial adviser), each episode delivers concise, practical insights grounded in real-world strategy, research, methodologies, and case studies.
You will get two episodes each week: a main episode that deep-dives into a single wealth-building topic, and a Q&A episode that answers listener questions and real scenarios. Send your questions to questions@investopoly.com.au
We also writes a weekly blog, and many podcast topics build on those ideas and frameworks. Stuart's forthcoming book, Wealth by Design, will be available in July 2026.
Episodes
532 episodes
Ep. 408: 2026 Federal Budget: Big tax changes, but do not panic yet
Register for Thursday's live event Read Full Blog HereThe 2026-27 Federal...
Q&A - First homes, equity deployment, and SMSF unpacked
Register For Live HereThis episode brings together four listener questions that each wrestle with some of the most practical and consequential decisions in personal finance: how hard t...
Ep 407: The investors who obsess over tax often miss what matters more
Read Full Blog HereRegister F...
Q&A - Simplicity vs Optimisation: leverage, liquidity, and super strategy
This episode brings together three listener questions that each wrestle, in different ways, with the tension between financial optimisation and practical simplicity, and whether the most technically efficient strategy is always the right one fo...
Ep 406: The policy risk most property investors are ignoring
Read Full Blog HereAustralian property investment is facing a structural shift, and regu...
Q&A - The hidden cost of concentration: real scenarios, real trade-offs
Through a series of real investor scenarios, this blog examines the structural challenges that emerge when wealth is heavily concentrated in property, particularly as retirement approaches. Common issues explored include liquidity constraints, ...
Ep 405: How to construct an ETF portfolio
Read Full Blog HereThere are two sensible ways to invest in ETFs: use a diversifie...
Q&A - Real investor dilemmas: what complex portfolios reveal about strategy and risk
Real investors rarely face clean, textbook decisions. Portfolios are messy, life changes, and the right move in one context can be the wrong move in another. In this episode, Stuart examines a series of real-world case studies that bring to lif...
Ep 404: How to deal with investment concentration risk
In this episode, Stuart breaks down what concentration risk really means and why it is not just about returns, but dependence. From large shareholdings to property and business exposure, he explains how having too much tied to a single asset ca...
Q&A - Stock research, SMSF rebalancing & the debt recycling vs investment property
In this Q&A episode, Stuart tackles four listener questions spanning stock selection, portfolio restructuring, debt strategy, and retirement income planning.Kyle wants to know how Stuart actually researches stocks, which tools and re...
Ep 403: Lump sum share market investing: risky or rational
Read Full Blog HereInvesting a large lump sum into the share market can feel risky, but is...
Q&A - When good options compete: property, super & the art of the trade-off
In this week's Q&A episode, Stuart works through real-life scenarios where the challenge isn't finding a good option; it's choosing between several.A Canberra couple planning a move to Queensland face a layered dilemma: how to fund a...
Ep 402: The real risk in retirement: working too long and spending too little
Read Full Blog HereIn this episode, Stuart explores a lesser-discussed but incr...
Q&A - Can you retire early without taking big risks?
In this episode, Stuart explores a powerful theme across multiple listener scenarios: is it possible to achieve early retirement without aggressive risk-taking, and what trade-offs does that require?A couple in their late 40s shares a di...
EP 401: Beyond the median: What actually drives property outperformance in Melbourne
Read Full Blog HereIn this episode, Stuart challenges the idea ...
Q&A - When your dream home conflicts with your wealth plan
In this episode, Stuart unpacks a complex and relatable dilemma: what happens when your long-term wealth strategy collides with a major lifestyle goal.A Sydney-based investor with a substantial property portfolio is aiming to retire at 6...
Ep 400: CGT discount changes: what property investors should do now
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Q&A - Preparing for retirement: prioritising debt reduction, super contributions, and liquidity
Register HereIn this Q&A episode, Stuart tackles three complex retirement planning scenarios involving superannuation strategy, debt reduction, and financial independence.First...
Ep 399: The Forever Test: Probably the most important concept investors must understand
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Q&A - Bitcoin, debt recycling & the 6-year rule: smart structuring for financial independence
Register HereIn this wide-ranging Q&A episode, Stuart tackles advanced strategy questions across crypto, capital gains tax, debt recycling, super structuring, and long-term portfolio ...
Ep 398: Why non-bank lenders can significantly extend your investment capacity
Read Full Blog HereRegister HereT...
Q&A - Buy the dream home or optimise the structure? Leveraging smartly in your late 30s and 40s
In this strategic Q&A episode, Stuart explores two thoughtful listener scenarios centred on structure, leverage, and long-term optionality.First, a high-earning couple in their late 30s with significant cash, shares, super, and a low...
Ep 397: Australian vs International Shares: Why the 45:55 split does not add up
Read Full Blog HereWhy do most diversified Australian portfolios still...
Q&A - Structuring for smarter retirement: capital losses, property fatigue & the upgrade dilemma
In this strategy-heavy Q&A episode, Stuart tackles sophisticated portfolio questions from high-income earners and mid-life investors recalibrating their next move. A key theme is structure when (and whether) to introduce a family trust, how...