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Investopoly
Investopoly is a twice-weekly podcast designed to help you make better financial decisions and build wealth with clarity and confidence. Hosted by Stuart (tax adviser, financial adviser, and mortgage broker) and Campbell (senior financial adviser), each episode delivers concise, practical insights grounded in real-world strategy, research, methodologies, and case studies.
You will get two episodes each week: a main episode that deep-dives into a single wealth-building topic, and a Q&A episode that answers listener questions and real scenarios. Send your questions to questions@investopoly.com.au
We also writes a weekly blog, and many podcast topics build on those ideas and frameworks. Stuart's forthcoming book, Wealth by Design, will be available in July 2026.
Episodes
579 episodes
Ep 427: How to assess whether property and share markets are attractively priced
Read Full Blog HereStuart calls his approach value-aware: buying high-quality assets when they're att...
Q&A - Deploying an inheritance, selling an average property, and funding a long retirement
Four listeners at very different scales. "James," 45, describes himself as not being great with money but ready to fix that with a $480k inheritance, a high income, and 15 years to run. His head is spinning: pay off the mortgage, debt recycle, ...
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Ep 426: The do not invest list: why good investors say no
Read Full Blog HereMost investors think good investing means finding more things to say yes to: more oppor...
Q&A - Choosing a pension account, topping up in retirement, and offset versus debt recycling
This episode answers five detailed listener questions spanning retirement income, structure, and the offset-versus-invest decision. A listener retiring at 60 with $1.3m compares the Vanguard SpendSmart allocated pension against his ...
Ep 425: Family trust investing: Are trusts still worth it under proposed tax changes?
Read the blog online here. Two tax changes could materially alter how Australians own investments and use family trusts.The first is Division 119, w...
Q&A - Cash-heavy at 48, bridging to early retirement, and debt-free at 31
Four listeners at genuine turning points. "Steve," 48, with a wife of 54 and a large cash holding, knows he's too conservative and wants to move into ETFs ahead of retirement at 57, while supporting a special-needs adult child and navigating hi...
Q&A - Untangling a messy structure, cutting losses, and low-income investing
Three listeners wrestling with structure and second-guessing. "Marty," an Adelaide doctor who's become genuinely financially literate since engaging a planner two years ago, feels his arrangement is messier than it should be: managed funds unde...
Ep 423: Negative gearing deferred - heres how to manage the cash flow gap
Read Full Blog HereQuarantining negative gearing doesn't just reduce a tax benefit; it can blow a hole in an investor's cash flow. ...
Q&A - Super recontributions, property versus ETFs, and the grandfathering question
Four listeners bring sharp, forward-looking questions. "Tony" wonders whether super recontribution strategies, used to cut the taxable component and reduce death benefit tax, could be the next target for a budgetary hatchet, and asks for Stuart...
Ep 422: Blame the 20-year growth cycle, not necessarily the Victorian government
Read Full Blog HereMelbourne has tested investors' patience like nowhere else. Its median h...
Q&A- Structures, debt recycling, and accessing super
Six listeners grapple with how the new tax landscape reshapes their thinking. Nick, six years into regular ETF investing, asks whether to keep his current setup or start fresh for cleaner record-keeping, and whether a trust is now worth conside...
Ep 421: Liquidity: what it really buys you
Read Full Blog HereIt's been fascinating to watch how differently asset classes have performed lately, sha...
Q&A: Company land tax, debt recycling, and building versus selling
Six listeners bring some genuinely meaty questions. Sandy digs into the technical weeds of owning property through a company—whether a discretionary trust as sole shareholder forfeits the NSW land tax threshold, and how the 25% versus 30% compa...
Eight Rules Revisited #8- The four risks that can derail a plan
Eight Rules Revisited is a companion series to Stuart Wemyss's updated book, Wealth by Design, working through each of the original eight golden rules from his 2018 book, Investopoly, one episode at a time. In each episode, Stuart tests his 201...
Ep 420: Can anything make property investing attractive again after the tax changes
Read Full Blog HereWith the negative gearing and CGT changes now law, the property industry is racing to devise wo...
Q&A: Deploying $800k, structuring for the future, and what to spend on a car
Four listeners at pivotal moments. "John," 55 and five years cancer-free, has $800k from selling an investment property and a detailed plan for a downsizer contribution, an experiences fund, helping both daughters into homes and one big questio...
Eight Rules Revisited #7- Own property that everyone will always want
Rule 7 in Investopoly was direct: only invest in investment-grade property. Eight years on, the core of that still holds, but Stuart has sharpened the method and genuinely changed his mind about one part of it.In this episode, h...
Ep 419: The best super fund for 2026? You’re asking the wrong question
You can download the full report, including the four decision flowcharts and annual review checklist, here: https://prosolution.com.au/best-super-fund-australia/Most peo...
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Q&A - Property at 49, timing the cycle, and investing through an AI downturn
Three thoughtful listeners, each already doing a lot right and looking for the sharpest next move. A 49-year-old single police officer, no mortgage, $810k in super, a growing ETF portfolio, asks the perennial question: buy an investment propert...
Eight Rules Revisited #6- The ETF boom broke my rule, do I tightened it
Pre-order Wealth by Design HereGolden Rule 6 was simple: invest in the share market using low-cost index funds. Eight years on, that argument has been comprehensively won, argu...
Ep 418: Why discipline was never going to fix your cash flow
Read Full Blog HerePre-order Wealth by Design HereYou can't build wealth unless you spend le...
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Q&A - Property crossroads, gearing decisions and modelling for inflation
Pre-order Wealth by Design HereFive listeners at very different life stages, each wrestling with where to direct capital next. Perth couple "Amelia and Ivan," with two investme...
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