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Investopoly
Investopoly is a twice-weekly podcast designed to help you make better financial decisions and build wealth with clarity and confidence. Hosted by Stuart (tax adviser, financial adviser, and mortgage broker) and Campbell (senior financial adviser), each episode delivers concise, practical insights grounded in real-world strategy, research, methodologies, and case studies.
You will get two episodes each week: a main episode that deep-dives into a single wealth-building topic, and a Q&A episode that answers listener questions and real scenarios. Send your questions to questions@investopoly.com.au
We also writes a weekly blog, and many podcast topics build on those ideas and frameworks. Stuart's forthcoming book, Wealth by Design, will be available in July 2026.
Investopoly
Eight Rules Revisited #3: Build a savings engine that runs on autopilot
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Pre-order Wealth By Design Here
Episode three of Eight Rules Revisited continues the Thursday series comparing the eight golden rules from Investopoly with the updated versions in Wealth by Design, released 28 July.
Rule 3 — spend less than you earn and invest the difference- is one of the most straightforward principles in personal finance. It is also one of the most reliably ignored. The rule itself hasn't changed since Investopoly. What has changed is how Stuart frames the implementation, moving decisively away from tracking, measurement, and willpower toward an automated banking system that removes the need for daily discipline by making saving the structural default.
The episode examines the behavioural forces that work against consistent saving, the immediate pull of spending versus the distant reward of investing, the social normalisation of lifestyle upgrades, and the way income growth tends to fund consumption rather than wealth accumulation when there is no system in place to redirect it first.
Lifestyle creep receives particular attention. It is not a dramatic failure but a gradual one, the slow expansion of spending that keeps pace with rising income and quietly prevents wealth from compounding the way it should.
Stuart closes with a single practical action: one automatic transfer worth setting up this week that begins shifting savings from intention to habit. The full system and worked examples appear in chapter three of Wealth by Design.
Our most popular free guides:
Over the years we've written hundreds of articles. These three bring our best thinking together on the topics that matter most right now: choosing a super fund, debt recycling, and navigating the new tax changes.
My new book, Wealth by Design, is out now:
Buy online or in bookstores. The ebook is available now, audiobook coming soon.
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Important
This podcast provides general information about finance, tax and credit. It doesn't take into account your specific objectives, financial situation or needs, so you need to assess whether it's relevant to your circumstances before acting on it. If you're not sure, speak to a licensed, trustworthy professional.
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