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Investopoly
Investopoly is a twice-weekly podcast designed to help you make better financial decisions and build wealth with clarity and confidence. Hosted by Stuart (tax adviser, financial adviser, and mortgage broker) and Campbell (senior financial adviser), each episode delivers concise, practical insights grounded in real-world strategy, research, methodologies, and case studies.
You will get two episodes each week: a main episode that deep-dives into a single wealth-building topic, and a Q&A episode that answers listener questions and real scenarios. Send your questions to questions@investopoly.com.au
We also writes a weekly blog, and many podcast topics build on those ideas and frameworks. Stuart's forthcoming book, Wealth by Design, will be available in July 2026.
Investopoly
Q&A - First homes, equity deployment, and SMSF unpacked
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
This episode brings together four listener questions that each wrestle with some of the most practical and consequential decisions in personal finance: how hard to push for a first home, where to deploy idle equity, when an SMSF makes sense, and how to identify genuinely investment-grade property in a market where houses are out of reach.
A couple in their early thirties transitioning out of academia, with $500k in ETFs and a clear desire to buy a home in Brisbane before starting a family. The question is how much to stretch and whether selling down shares to secure a larger land component in a blue-chip suburb is worth the reduction in leverage and long-term return.
The second involves a high-income investor in the top tax bracket with $250k of usable equity sitting idle in an investment property. With blue-chip Brisbane houses beyond comfortable reach and a preference for liquidity and flexibility, he questions whether a leveraged ETF path is a rational default over further property exposure.
The third question examines whether an SMSF makes sense for a couple with $420k in combined super who plan to invest exclusively in ETFs, weighing the tax drag, administrative burden, and complexity against the simplicity of a choice investment option.
The final scenario tackles how to evaluate land value in investment-grade apartments, using a specific Melbourne listing as a practical case study for a couple priced out of houses but committed to a smart first purchase.
My new book out in mid-2026: To join the pre-order waitlist and get a bonus. More info go to: https://prosolution.com.au/book-preorder-bonus
Do you have a question for the podcast? Email us at questions@investopoly.com.au.
If you're interested in working with our team and me, discover how we can work together here: https://prosolution.com.au/family-office-services
If this episode resonated with you, please leave a rating on your favourite podcast platform.
Subscribe to my weekly blog: https://prosolution.com.au/stay-connected
IMPORTANT: This podcast provides general information about finance, taxes, and credit. This means that the content does not consider your specific objectives, financial situation, or needs. It is crucial for you to assess whether the information is suitable for your circumstances before taking any actions based on it. If you find yourself uncertain about the relevance or your specific needs, it is advisable to seek advice from a licensed and trustworthy professional.
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