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Investopoly
Investopoly is a twice-weekly podcast designed to help you make better financial decisions and build wealth with clarity and confidence. Hosted by Stuart (tax adviser, financial adviser, and mortgage broker) and Campbell (senior financial adviser), each episode delivers concise, practical insights grounded in real-world strategy, research, methodologies, and case studies.
You will get two episodes each week: a main episode that deep-dives into a single wealth-building topic, and a Q&A episode that answers listener questions and real scenarios. Send your questions to questions@investopoly.com.au
We also writes a weekly blog, and many podcast topics build on those ideas and frameworks. Stuart's forthcoming book, Wealth by Design, will be available in July 2026.
Investopoly
Q&A - Can you retire early without taking big risks?
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In this episode, Stuart explores a powerful theme across multiple listener scenarios: is it possible to achieve early retirement without aggressive risk-taking, and what trade-offs does that require?
A couple in their late 40s shares a disciplined, “late starter” journey and a clear downsizing strategy to fund retirement within five years. Stuart unpacks whether their plan to bridge the gap to super using shares and cash flow is realistic, and the key risks that could derail it.
The conversation then broadens to include several compelling case studies: how to allocate proceeds from a property sale when nearing retirement, whether to prioritise super versus accessible investments, and how to structure a portfolio to fund the critical pre-super gap.
Stuart also tackles the psychology of risk: Should wealthier investors take on more growth exposure, or reduce risk as they approach retirement? And for those pursuing early retirement primarily through shares, what are the key considerations when navigating volatility, sequencing risk, and income needs?
This episode is a deep dive into retirement strategy, highlighting that while simple plans can be effective, success ultimately comes down to managing timing risk, maintaining flexibility, and aligning your portfolio with your real-world lifestyle goals.
Our most popular free guides:
Over the years we've written hundreds of articles. These three bring our best thinking together on the topics that matter most right now: choosing a super fund, debt recycling, and navigating the new tax changes.
My new book, Wealth by Design, is out now:
Buy online or in bookstores. The ebook is available now, audiobook coming soon.
Got a question for the podcast?
Email us at questions@investopoly.com.au
Interested in working with our team?
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Important
This podcast provides general information about finance, tax and credit. It doesn't take into account your specific objectives, financial situation or needs, so you need to assess whether it's relevant to your circumstances before acting on it. If you're not sure, speak to a licensed, trustworthy professional.
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