Investopoly

Q&A - Kids’ inheritance, ETF vs property, & smarter super

Stuart Wemyss

In this power-packed Q&A, Campbell dives into real scenarios many Aussies face, from managing a $50k inheritance for teens inside a trust (ETF compounding vs pooling for a property deposit) to designing a clear 10-year retirement runway for middle-income couples. 

He unpacks whether to prioritise paying off the home, maxing super, or debt recycling into ETFs; how to balance simplicity with diversification in ETF mixes; and when leverage into property actually helps rather than hurts future borrowing capacity.

You’ll also hear a plain-English guide to drawing income from super and ETFs in retirement (and tax treatment), whether to consolidate or split super funds, and what to check before rolling over to an ETF-led option. Practical frameworks, evidence over noise, and step-by-step structure so you can act with confidence.

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IMPORTANT: This podcast provides general information about finance, taxes, and credit. This means that the content does not consider your specific objectives, financial situation, or needs. It is crucial for you to assess whether the information is suitable for your circumstances before taking any actions based on it. If you find yourself uncertain about the relevance or your specific needs, it is advisable to seek advice from a licensed and trustworthy professional.

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